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Mortgage Calculator

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Click n’ Close is a fast, simple, and secure process for loan approval and closing.  Developed by Mid America Mortgage Inc.,  Click n’ Close technology is on the cutting edge of the mortgage industry.  To find out what your rate would be, how much you would qualify for, or to start the pre-approval process, just click below.  Or just call our toll free number to speak to a mortgage expert.


Use one of our quick & easy tools to find out what you qualify for!

(866) 655-0466

Jason R. Richardson

National Marketing Director

Senior Loan Officer
NMLS #: 256859

Office: (866) 575-9993
Get Pre-Approved Now: GET STARTED

Types of Transactions We Handle:

  • Residential Purchase Financing
  • Rate and Term Refinancing
  • Cash-Out Refinancing (Most States)
  • Investment Property Loans
  • Condo & Townhouse Financing
  • Home Equity Lines of Credit
  • Reverse Mortgages
  • Super Jumbo Financing
  • Adjustable Rate Mortgages
  • Non-Traditional Mortgage Programs

The Click n’ Close™ Digital Mortgage

The Click n’ Close platform is the culmination of Mid America Mortgage’s vision to provide an easy, fast, secure digital mortgage process from A to Z.  Most people don’t understand that a mortgage has 4 parts:  Application, Documentation, Approval, Closing.  While most mortgage companies focus on just one of the parts, Mid America has designed a complete, automated, “end-to-end” home buying or refinancing process. You literally can ‘Click’ and ‘Close’.

With our bank-level security & SSL encryption system, Click n’ Close automatically imports credit, asset and income information directly into your loan application.  In some cases, we will need to gather this information from you manually, but when we can gather it electronically, Click n’ Close can review your loan application and provide a Pre-Approval in as little as 8 minutes!


Call us today at (866) 655-0466 for a free quote and consultation.

Interested In Down Payment Assistance?

Find out more about our exclusive DPA program.

  • 1% to 4% Down Payment Assistance
  • Forgivable 2nd Mortgage
  • No Income Limits
  • Use with FHA, VA, or USDA Loan Programs
  • No 1st Time Homebuyer Requirements
  • Non-Occupying Co-Borrowers Allowed
  • This field is for validation purposes and should be left unchanged.

Our Home Loan Programs

Conventional Loans

We offer a variety of fixed rate conventional loans programs. Minimum down payments range from 3%-20%. Available for most types of 1-4 unit homes.

Have questions? Call (866) 655-0466 // Learn More

FHA Loans

Popular low money down financing solution with more lenient credit requirements compared to many conventional products. Available for most types of residential properties.

Have questions? Call (866) 655-0466 // Learn More

USDA Home Loans

No money down financing option for middle to lower income home buyers seeking to purpose property in USDA eligible areas of the country.

Have questions? Call (866) 655-0466 // Learn More

VA Loans

Zero down financing solutions for eligible US military personnel, veterans, and qualiying surviving spouses.

Have questions? Call (866) 655-0466 // Learn More


Looking for purchase or refinance a higher end property? We offer a number of fixed and adjustable rate jumbo loan solutions. Contact us for a free quote today!

Have questions? Call (866) 655-0466 // Learn More

203K Renovation Loans

Get financing to make home repairs and renovations with one of our 203K renovation loans. Eliminate the need for a second mortgage at a higher rate! Can be used for purchases or refinances.

Have questions? Call (866) 655-0466 // Learn More

Condo Loans

Finance your dream condo with a home loan from Mid America Mortgage, Inc. Conventional, FHA, VA, USDA, and jumbo options available to qualified borrowers.

Have questions? Call (866) 655-0466 // Learn More

Rental Property Loans

Expand your real estate portfolio with investment property financing from Mid America Mortgage, Inc. Available for most types of 1-4 unit residential properties.

Have questions? Call (866) 655-0466 // Learn More

First Time Home Buyers

We offer a number of popular low and no money down mortgage programs including conventional, FHA, VA, and USDA rural housing loans. Let us help you buy your first home!

Have questions? Call (866) 655-0466 // Learn More

Lower Credit Scores

Have some past credit issues which are preventing you from obtaining financing? We offer FHA financing assistance for borrowers with credit scores as low as 580. Other terms and restrictions may apply.

Have questions? Call (866) 655-0466 // Learn More



Helping Borrowers Since 1940
Dedicated Mortgage Originators
Highly Competitive Pricing
Innovative Loan Programs
A to Z Digital Process
Fast Loan Closings
Loan Pre-Prequalifications in Minutes


Happy customers.

"Jason and his team just might be the nicest, most responsive people in mortgage lending"

John / Pasadena, CA


"Mr. Richardson is the best in the business. I refer all my family and friends to Jason with no hesitation."

Stephan / Valencia, CA


"This was my first experience with Mid America Mortgage, Inc and it was a great one! 4 weeks from application to closing. I will recommend them again."

Angie / Evansville, IN


"I have worked with Jason and his company for over a year now. He has ALWAYS been very professional and motivated to be a step ahead at everything. I would recommend him to any of my clients because I know they wouldn’t be disappointed!"

James / Burbank, CA


"Mid America Mortgage, Inc provided a timely well-organized mortgage process. I would recommend them to anyone looking for a hassle free experience."

Carrie / Lexington, SC


"Jason demystified the process of getting a loan for my first home. He was there every step of the way with helpful information and a friendly smile. I recommend him to everyone I know."

Jesse / Silver Lake, CA


"Your attention to detail and constant contact and updates made this a great experience! THANK YOU!!!"

PTC / Peachtree, GA


"Jason was very attentive to every detail when doing our refinance. He is a very sharp, personable young man. My husband and I highly recommend him!"

Cindy / Valencia, CA


"I had a great experience with Mid America Mortgage, Inc. They gave me a quote and they stuck to it. They were very helpful, it was very easy and I had a great experience on the refinance!!!"

GWinn66 / Lubbock, TX


"I have known Jason for many years and I trust him more than I can say."

Lori / Saugus, CA


"I've been trying to refinance a jumbo mortgage for years and years with out any luck. I finally found Mid America Mortgage, Inc and they were exceptional! "

Jeff / Virginia


"I recently used Mid America Mortgage, Inc to refinance my house and I was more than pleased with my experience."

Matt / Franklin, TN